How much does PolicyShark cost?

The policy scan is free. If a verified savings opportunity is available and you choose to unlock and switch to an offer, the fee is $99 plus 20% of verified annual savings above $99.

What happens to my uploaded policy?

PolicyShark uses the policy details you provide to review current coverages and compare eligible quotes. Share only the information requested in the scan flow.

Will PolicyShark reduce my coverage to show savings?

No. Quotes are requested against relevant current coverage, and differences are shown clearly. PolicyShark does not represent lower coverage as equivalent coverage.

Is PolicyShark an insurance broker?

No. PolicyShark is a comparison and switching service. Insurance is quoted and issued by carriers or licensed brokers, subject to availability and state rules.

Are savings guaranteed?

No. Savings depend on real quotes, your location, driving profile, credit where permitted, and carrier availability. Any savings shown are based on actual offers against your current premium.

How does PolicyShark gather quotes?

PolicyShark uses the coverage details from your current policy to request eligible quotes and compare them to your current policy. Quote availability varies by market and applicant.

Can I cancel or decline an offer?

Yes. A free policy scan does not require you to switch. You can decline an offer rather than proceed with a switch.

Is membership different from a one-time switch?

The current core service is a fee-based switch when verified savings are available and you choose an offer. Any membership option is presented separately if and when it is available.

Which states does PolicyShark serve?

Availability varies by location, insurance market, and quote eligibility. PolicyShark confirms availability as part of the policy scan process.

Will PolicyShark re-shop my insurance at renewal?

After a completed switch, PolicyShark can re-shop your policy at renewal so you can review new eligible offers. Renewal timing and availability vary.

How long does a PolicyShark comparison take?

Timing depends on the completeness of your policy details, quote availability, and any follow-up needed to compare coverage. PolicyShark shares the comparison when eligible offers are ready.

Who is PolicyShark for?

PolicyShark is for U.S. drivers who want help comparing car insurance without handling the shopping process alone. It is especially useful for drivers reviewing a current policy or renewal.

On your side

We hunt.
You save.

PolicyShark is an AI agent that reads your car insurance policy, gathers real quotes against relevant coverage, and helps manage a switch when you choose an offer.

Scan my policy free See how it works

No upfront charge. No obligation to switch. Available to U.S. drivers where supported.

policysharkPolicyShark

→

On your side

Real quotes.
Real savings.

Savings appear only after a verified quote comparison.

Status

Scanning Policy

Reading every line...

Best match found!

PolicyShark compared real offers against your policy.

Top matching offer

Coverage comparison complete

Top match

Same coverage

Better price

Limits compared

View Quote

Illustration only. Verified savings vary.

The PolicyShark system

How does PolicyShark compare car insurance?

1.Upload Policy
2.We Compare Real Quotes
3.Best Offers Ranked
4.We Handle The Switch
5.We Re-shop At Renewal

Coverage first

How does PolicyShark protect coverage details?

PolicyShark reads your deductibles, coverage limits, and discounts before a quote request goes out.

Real QuotesNo ObligationYou Decide

Your policy becomes the baseline.

Every offer is evaluated against the policy you upload, so differences stay visible.

Real quotes, not estimates

The agent requests market-specific quotes and follows up with carriers that still work by phone or email.

Eight offers, ranked clearly

Compare the best available offers against your current policy, then let PolicyShark coordinate the switch.

Simple, aligned pricing

Free to scan. Pay only when you choose to save.

The scan is free. A switching fee is due only after PolicyShark has a verified quote comparison and you choose to unlock an offer.

See pricing

Switching fee

$99 + 20%

of verified annual savings above $99

Real QuotesNo ObligationYou Decide

Free policy scan

Coverage compared first

Real quotes before savings

You decide whether to switch

Quote availability and savings vary. PolicyShark is a comparison and switching service, not an insurance brokerage. Policies are offered and issued by licensed insurance providers.

Clear answers

Common questions about PolicyShark.

PolicyShark compares relevant coverage against eligible real quotes, but you always choose whether to move forward with an offer.

Your policy may be costing too much

Let the shark do the shopping.

Upload your current policy. PolicyShark will read the fine print, hunt down real quotes, and show you whether switching is worth it.

Scan my policy free

policyshark.ai · @policyshark

We hunt.You save.

Real quotes.Real savings.