Clear fee, verified quotes
Pay only when a verified offer saves you money.
PolicyShark is a comparison and switching service with a free policy scan. You pay only after you choose a verified switching offer.
Switching fee
$99 + 20%
of verified annual savings above $99
Example calculation
$412 verified savings → $161.60 fee
$99 + 20% of $313. Your actual fee is calculated on the server from your verified quote.
Real quotesNo obligationYou decide
Your coverage stays in view.
A free policy scan before any payment is due
$99 flat switching fee
20% of verified annual savings above $99
A separate $288/year renewal membership may be offered after savings are found
Quote availability and savings vary. PolicyShark is a comparison and switching service, not an insurance brokerage. You purchase or bind insurance through a carrier or licensed broker.
Future opt-in
Keep an agent watching at renewal.
After verified savings are found, you may be offered a $288/year membership for continuous re-shopping across eligible policies. It is optional, never automatic, and checkout remains unavailable until the platform product is synced.