Does PolicyShark sell or bind insurance?

No. Insurance is purchased or bound through a carrier or licensed broker's own process.

Can a comparison service show every insurer?

No. Carrier availability and service areas vary, and no comparison process should imply universal market access.

How should I compare offers?

Review premium, liability limits, deductibles, coverages, exclusions, and the effective date before deciding.

How much is the free scan?

The PolicyShark policy scan is free. Fees apply only if a staff-verified quote shows savings and you choose to unlock the comparison details.

Car insurance guide

Car insurance comparison sites vs. brokers

Comparison sites and brokers can both simplify insurance shopping, but they play different roles. A broker can arrange insurance through licensed activity; a comparison service helps organize and evaluate options.

PolicyShark reviews your car insurance policy, prepares customer-authorized comparison requests for participating licensed brokers where available, and shows verified quotes after they are received and reviewed — you decide whether to proceed directly with the provider.

What does a car insurance comparison site do?

A comparison site helps a driver evaluate available options, usually by collecting information and displaying or facilitating quotes.

Its usefulness depends on the sources it can access and whether it clearly shows coverage differences, not just a price list.

What does an insurance broker do?

A licensed broker may solicit, arrange, or help place insurance under applicable state rules.

The broker's role, licensing, and authority vary by state and relationship with carriers. The broker or carrier completes any insurance purchase or binding process.

Is PolicyShark a comparison site or a broker?

PolicyShark is a comparison service, not an insurance brokerage.

It reviews a current policy, prepares a factual coverage baseline, and can coordinate a customer-authorized email request to a participating licensed broker where available. It shows a quote only after the broker responds and staff reviews it.

FAQ

Questions drivers ask before they shop.

Does PolicyShark sell or bind insurance?: No. Insurance is purchased or bound through a carrier or licensed broker's own process.
Can a comparison service show every insurer?: No. Carrier availability and service areas vary, and no comparison process should imply universal market access.
How should I compare offers?: Review premium, liability limits, deductibles, coverages, exclusions, and the effective date before deciding.
How much is the free scan?: The PolicyShark policy scan is free. Fees apply only if a staff-verified quote shows savings and you choose to unlock the comparison details.

Start with a coverage-first comparison request where available.

Start with a free policy scan, then review the coverage notes and any verified quote before deciding whether to proceed directly with a provider.

Start a free policy scan

See PolicyShark pricing before you proceed.