Does PolicyShark sell or bind insurance?

No. Insurance is purchased or bound through a carrier or licensed broker's own process.

Can a comparison service show every insurer?

No. Carrier availability and service areas vary, and no comparison process should imply universal market access.

How should I compare offers?

Review premium, liability limits, deductibles, coverages, exclusions, and the effective date before deciding.

How much is the free scan?

The PolicyShark policy scan is free. Fees apply only if you choose to unlock and switch to a verified savings offer.

Car insurance guide

Car insurance comparison sites vs. brokers

Comparison sites and brokers can both simplify insurance shopping, but they play different roles. A broker can arrange insurance through licensed activity; a comparison service helps organize and evaluate options.

PolicyShark is an AI agent that reads your car insurance policy, gathers real quotes at equal or better coverage, and manages the switch — you pay only when you save.

What does a car insurance comparison site do?

A comparison site helps a driver evaluate available options, usually by collecting information and displaying or facilitating quotes.

Its usefulness depends on the sources it can access and whether it clearly shows coverage differences, not just a price list.

What does an insurance broker do?

A licensed broker may solicit, arrange, or help place insurance under applicable state rules.

The broker's role, licensing, and authority vary by state and relationship with carriers. The broker or carrier completes any insurance purchase or binding process.

Is PolicyShark a comparison site or a broker?

PolicyShark is a comparison and switching service, not an insurance brokerage.

It reviews a current policy, requests real quotes for comparable or better coverage where available, ranks up to eight verified offers, and helps manage the selected switch through a carrier or licensed broker.

FAQ

Questions drivers ask before they shop.

Does PolicyShark sell or bind insurance?: No. Insurance is purchased or bound through a carrier or licensed broker's own process.
Can a comparison service show every insurer?: No. Carrier availability and service areas vary, and no comparison process should imply universal market access.
How should I compare offers?: Review premium, liability limits, deductibles, coverages, exclusions, and the effective date before deciding.
How much is the free scan?: The PolicyShark policy scan is free. Fees apply only if you choose to unlock and switch to a verified savings offer.

Compare your current policy with real quotes.

Start with a free policy scan, then review pricing and your options before you decide whether to switch.

Start a free policy scan

See PolicyShark pricing before you proceed.