Is PolicyShark an insurance broker?

No. PolicyShark is a comparison and switching service; a carrier or licensed broker handles the insurance purchase or binding process.

Do I have to switch after a free policy scan?

No. A policy scan is free and does not require you to choose an offer or switch.

How are quotes gathered?

PolicyShark uses the submitted policy as a coverage baseline and requests real quotes from available carriers and brokers. Availability varies.

What happens to my uploaded policy?

It is used to review coverage and support comparison requests. See the Privacy Notice for details about information use and access.

Car insurance guide

How to shop car insurance without calling agents

You can reduce most phone work by starting with your current policy, asking for comparable coverage in writing, and reviewing the final carrier or broker details before you buy.

PolicyShark is an AI agent that reads your car insurance policy, gathers real quotes at equal or better coverage, and manages the switch — you pay only when you save.

What should I gather before shopping car insurance?

Start with your declarations page, renewal date, vehicles, drivers, current premium, and any discounts shown on the policy.

This information helps keep each comparison anchored to the limits and deductibles you already carry instead of comparing unrelated prices.

Can I compare car insurance without repeating my details to every company?

A comparison service can use the policy details you provide to organize quote requests, but carriers and brokers may still need follow-up information.

PolicyShark requests real quotes against relevant coverage and follows up when a carrier or broker needs information to produce a usable quote.

How do I avoid comparing lower coverage by accident?

Read the declarations page and quote summaries line by line before making a decision.

A lower price may reflect different limits, deductibles, exclusions, or optional coverages. Ask for differences to be identified clearly.

FAQ

Questions drivers ask before they shop.

Is PolicyShark an insurance broker?: No. PolicyShark is a comparison and switching service; a carrier or licensed broker handles the insurance purchase or binding process.
Do I have to switch after a free policy scan?: No. A policy scan is free and does not require you to choose an offer or switch.
How are quotes gathered?: PolicyShark uses the submitted policy as a coverage baseline and requests real quotes from available carriers and brokers. Availability varies.
What happens to my uploaded policy?: It is used to review coverage and support comparison requests. See the Privacy Notice for details about information use and access.

Compare your current policy with real quotes.

Start with a free policy scan, then review pricing and your options before you decide whether to switch.

Start a free policy scan

See PolicyShark pricing before you proceed.