Is PolicyShark an insurance broker?

No. PolicyShark is a comparison service; a licensed provider or broker handles the insurance purchase or binding process directly with you.

Do I have to switch after a free policy scan?

No. A policy scan is free and does not require you to choose an offer or switch.

How are quotes gathered?

PolicyShark uses the submitted policy as a coverage baseline and, with your authorization, can email a factual request to a participating licensed broker where available. Quotes appear only after they are received and reviewed.

What happens to my uploaded policy?

It is used to review coverage and support comparison requests. See the Privacy Notice for details about information use and access.

Car insurance guide

How to shop car insurance without calling agents

You can reduce most phone work by starting with your current policy, asking for comparable coverage in writing, and reviewing the final carrier or broker details before you buy.

PolicyShark reviews your car insurance policy, prepares customer-authorized comparison requests for participating licensed brokers where available, and shows verified quotes after they are received and reviewed — you decide whether to proceed directly with the provider.

What should I gather before shopping car insurance?

Start with your declarations page, renewal date, vehicles, drivers, current premium, and any discounts shown on the policy.

This information helps keep each comparison anchored to the limits and deductibles you already carry instead of comparing unrelated prices.

Can I compare car insurance without repeating my details to every company?

A comparison service can use the policy details you provide to organize a factual request, but a licensed broker may still need follow-up information from you.

With your authorization, PolicyShark can email the approved coverage baseline to a participating licensed broker where available. It does not automate phone follow-up or carrier submissions.

How do I avoid comparing lower coverage by accident?

Read the declarations page and quote summaries line by line before making a decision.

A lower price may reflect different limits, deductibles, exclusions, or optional coverages. Ask for differences to be identified clearly.

FAQ

Questions drivers ask before they shop.

Is PolicyShark an insurance broker?: No. PolicyShark is a comparison service; a licensed provider or broker handles the insurance purchase or binding process directly with you.
Do I have to switch after a free policy scan?: No. A policy scan is free and does not require you to choose an offer or switch.
How are quotes gathered?: PolicyShark uses the submitted policy as a coverage baseline and, with your authorization, can email a factual request to a participating licensed broker where available. Quotes appear only after they are received and reviewed.
What happens to my uploaded policy?: It is used to review coverage and support comparison requests. See the Privacy Notice for details about information use and access.

Start with a coverage-first comparison request where available.

Start with a free policy scan, then review the coverage notes and any verified quote before deciding whether to proceed directly with a provider.

Start a free policy scan

See PolicyShark pricing before you proceed.